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Stay for Free in European Resorts Just for Speaking English

Posted by The Savvy Retiree on July 16, 2020

I’ve spent weeks in European resorts for free. As a volunteer in English immersion programs, I’ve paid nothing for a comfortable room, three amazing meals a day (often including wine or beer), tours of charming medieval villages, and dips in the pool. In exchange, I was simply expected to participate in activities, which just meant […]

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This Financial Tool Can Help Protect You Against the Coming Crisis

Posted by The Savvy Retiree on May 12, 2020

A few years ago when my grandmother died, I had the task of going through her effects and selling off everything in the house. I was struck by a piece of paper. I still remember the day she signed it. It was a carbon copy receipt for a certificate of deposit she and my grandfather […]

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The Next “Black Swan” Event…and How to Prepare for It

Posted by The Savvy Retiree on April 22, 2020

Talk about bad timing… You and I approach retirement, or are already in retirement, having suffered three major financial crises in the last two decades. Retirement wealth we should have had…poof. Frankly, it’s getting more than a bit annoying. You live your life frugally—or relatively so. You save for tomorrow so that you’re not a […]

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Use This Time in Quarantine to Make Some Tax Savings

Posted by The Savvy Retiree on April 17, 2020

All Americans, including those who live overseas, are required to file U.S. taxes, reporting their worldwide income. This is because U.S. taxes are based on citizenship rather than on residence.  Filing U.S. taxes from abroad is more complicated than doing it back home, as it typically involves more forms to file, currencies to convert, and […]

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The Sovereign Pension: The Key to Funding the Modern Retirement

Posted by The Savvy Retiree on April 1, 2020

There is a certain sense of sovereignty I’m feeling today. Last week, I was texting with a childhood friend in South Louisiana, where I grew up, and he told me that amid the corona crisis, his 50-year-old sister lost her restaurant job when a ban on gathering in public spaces forced the eatery to shutter. […]

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This Travel Hack Might Seem Crazy…But It Works

Posted by The Savvy Retiree on March 12, 2020

Here’s one of those “this makes no sense” stories… A few years back, my husband Dan and I had driven from our home in Mérida—in Mexico’s Yucatán state—to the neighboring state of Quintana Roo and the city of Cancún. We decided to spend the night and we pulled into one of the major resorts in […]

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How an Overseas Adventure Can Help You Afford Retirement in the U.S.

Posted by The Savvy Retiree on February 17, 2020

A discussion this past week with a friend I’ve known now for nearly half a century and who still doesn’t understand why I moved to Europe in 2018, ultimately led to this confrontational query: “What do you do when you retire—where you gonna live then? You can’t afford to stay overseas forever.” I understand his […]

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A Beginner’s Guide to U.S. Taxes for Expats

Posted by The Savvy Retiree on February 15, 2020

While living or working abroad, you need to plan to continue filing an annual U.S. tax return. Regardless of any hearsay or unqualified advice you might receive, filing a federal tax return is the only way you can elect to apply the additional tax benefits available to American expats, which for most people means not […]

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Spend Zero on Accommodation While Slow-Traveling the World

Posted by The Savvy Retiree on January 24, 2020

The conical peak of Volcán de Agua towered above me. It was one of three volcanic giants in view as I jogged along narrow dirt trails crisscrossing Agua’s slopes in southern Guatemala. On the horizon, wisps of smoke erupted from active Volcán de Fuego, while at night a spectacular show of fiery lava spurted skyward. […]

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This Cost-Saving Secret Will Transform the Way You Travel

Posted by The Savvy Retiree on January 23, 2020

From the window, I watched the sunlight shine through the trees dotting the lush country property in Upper Orara, New South Wales, Australia. Inside the cozy farmhouse, the warmth of a log fire embraced me. My husband, Andrew, was enjoying the full complement of cable TV channels and I the comforts of a lap cat. […]

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Say Goodbye to Fund Your Life Daily…Say Hello to a Savvier, Richer Retirement

Posted by The Savvy Retiree on January 20, 2020

Dear The Savvy Retiree Daily Reader, And so begins a new age… You might have noticed (or not) that the Fund Your Life Daily banner you normally see atop the daily e-letter is, as of today, The Savvy Retiree Daily. While the name has changed, our mission to bring you the best, most innovative earning […]

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Stay for Free: Home-Exchange Secrets to Transform the Way You Travel

Posted by The Savvy Retiree on January 17, 2020

For years, my wife, Gretchen, and I listened to a couple we’re friends with talk about their frequent, exotic vacations. Every few months, it was somewhere else: Ireland, Denmark, Iceland, Costa Rica, Australia… Like my wife and me, they’re a couple consisting of a college professor and a stay-at-home parent who works part-time. And like […]

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