When electric cars briefly came onto the market in the 1990s there was a concerted effort from auto manufacturers and oil companies to kill them off as quickly as they arrived. They were threatened by the new technology and how it might affect their bottom line. They undermined the power, the speed, the efficiency, and […]

Americans spend an estimated $1.2 trillion annually on products and services they don’t need. These unnecessary purchases lead to increased storage, insurance, and maintenance costs. They may also limit your time, freedom, and adversely impact your health. The minimalist philosophy seeks to reverse this trend. By reducing consumerist noise, embracing downsizing, and adopting a simpler […]

What do marshmallows and Social Security have in common? This sounds like the set up to a bad punchline, but the truth is that understanding the connection between the two can save you as much as $100,000. At Stanford University in the late 1960s and early 1970s, a group of psychologists performed a series of […]

Credit cards offer great convenience, and you likely use them on a regular basis. However, if you’re using your card only to simplify payments, you might be missing out on one of the greatest benefits: points that can be transformed into free travel. For 10 years, Ernest Shahbazian has been earning credit card points and […]

The CEO who was at the helm of Equifax when it experienced a massive data breach did the unthinkable. He apologized. Of course, he only did…

Fire your banker and start your own bank, with nothing more than a smartphone. Make Wall Street wolves and perverted politicians fully accountable…and more dispensable…

After the well-publicized Equifax hack, I mentioned that implementing a credit freeze can be a great way to protect yourself from identity theft…

One was the wealthy grandfather of a classmate. A dapper-looking gent; he always wore dress shoes, a gold pocket watch, cufflinks, and a silk tie…

I already knew of a new self-employment path I wanted to try…but as a husband and father of seven, I knew it takes more than wishes and dreams to pay the bills and put enough food…

All over the world, people are renting out their spare rooms thanks to the Airbnb platform. Others are earning as drivers through Uber or Lyft. The sharing economy allows you to create…

You may have heard how the CEO of JPMorgan dismissed bitcoin as “a fraud.” What you probably didn’t hear was that on the same day he made the statement, his own bank was…

You know from the global financial crisis of 2008 that you can no longer depend on Big Bankers. In the recession that followed, some people took this breach of trust seriously and decided a…